My house value has gone down from $615,000 to under $500,000. I tried to have them rework my payments in February and they refused. In order to get them to talk to me, I stopped making payments.
They filed a notice of default last week. I called when I did not get a copy withing 10 days as required by law. They told me to call their attorneys. I told them they were responsible for making sure that their attorneys followed the law, not me. Had to talk to a supervisor to get anything done.
I also asked about a short pay. They said they would do a short sale, but not a short pay. Even if the short pay is more than the short sale amount.
I asked of they were going to go along with the new law that was going to be passed. They said only if it was mandatory for them to do it.
Seems like all they are interested in is having me lose the home, instead of being interested in getting the most money for their investors.
Monetary Loss: $125.