1. Written by fred, on 19-07-2008 07:35
Its 4 am and I'm up warring over my home being for closed, 8 month ago I fell behind a month due to a tax Levey. it took a few months to catch up and when i finally was able to the started running me around.(keep in mind i never behind more then one month. briefly this is how it went down,
1 They raised my fixed rate loan from $1400 a month to $1800 a month, This was for forced insurance . although I had more then the min required. I also ask for a payment history it took seven month to credit it back to me
2 They return red my check because it was not for the correct amount. My fault I OVER PAID By $2.00 also ask for a payment history
3 Then returned the correct amount check because it was not a bank check. also ask for a payment history
4 OK now between the back and forth I'm three month's behind and they want me to sign a new contract making double payments for the next five month or they foreclose. also ask for a payment history
5 they tell me not to send the $4500 payment until I get the contract although I send it anyways because I'm getting worried and a bit freaked out,I receive the contract a week later and this is when, also ask for a payment history
Every time I call I ask for a payment history , because They are making me pay about $6000.00 over what i should,
6 it goes on and on this week I sent in the last of their bull *** payments a balloon payment of $5000.00 Thy finally credited me the forced insurance after making me jump through a hoop going back and forth between my ins co and their departments then they refunded me the money into my escrow and not to my payments then they had send my a release to transfer the money then they had to make numerous request from one department to another,
7 So I in person at my bank electronically made the final check two weeks ago, I have the conformation numbers and they cleared my bank, by the way, my home is up for foreclose sale in three days. you think its all over, don't you?
*** NO THE IDIOTS ARE TELLING ME THAT THEY HAVE NOT RECEIVED MY LAST TWO ELECTRONICALLY SENT, CONFIRMED, DEBITED FROM MY ACCOUNT, PAID AND CASH PAYMENTS,
8 i e mail them three times a day giving them information like what bank then what kind of check them how why what it goes on and on
I'm really worried, I have paid more then I owe and I don't know what to do
PS I'm still waiting for my payment history
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